The planning process can seem overwhelming. It includes unfamiliar terms (such as SSI, SSDI, SNT, ABLE, LOI, and POA) and decisions that affect every aspect of life—social, financial, medical, and legal.

But here’s the good news: you don’t have to do it all at once. In fact, breaking the process down into smaller, manageable steps is the best approach. Start where you are. Set achievable goals, perhaps one task per month. Over time, these small actions will lead to a more complete plan for your loved one.

Remember, many of these steps will need to be revisited as your family’s needs change—and that’s okay. You’re not alone in this journey. We’re here to support you at every stage, so no detail is overlooked.

Below are some helpful resources to begin:

Outlines key government benefits and essential estate planning tools—such as SSI, SSDI, Medicaid, Special Needs Trusts, and ABLE accounts—to help protect your loved one’s future while preserving eligibility for important public programs.